This policy has only accumulate/earned cash surrender of approximately $3,,600 since purchased it in 2002. According to the company, these policies offer , However, legal allegations against the company indicate that these promises may be false. 2:2-3.) VS PACIFIC LIFE INSURANCE COMPANY, ET AL. In other words, Plaintiffs allege that their insurance plan involved keeping the United Omaha policy, because it purportedly had been paid-up for 20 years. Not Hollywood, not L.A., not the country, Davids Bridal files for bankruptcy protection, may close all stores, Vidiots returns: L.A. institution reveals opening date for new movie theater, video store, Stocks drift higher as earnings season kicks into gear, Quiet luxury: No flash, no logos, but big-time style. With unexpectedly high premiums and subpar returns, consumers may be. ), In approximately March 2016, Silverman became acquainted with Wayne L. Weaver (Weaver), who said he had a program that they could market to Silvermans client on which they could split the commissions paid by the insurers. (Id., 31.) . Docketat 4:20 PM in Department 39, Stephen I. Goorvitch, Presiding; Court Order, DocketMinute Order ( (Court Order: NOTICE OF RELATED CASE)); Filed by Clerk. Similarly, Plaintiffs argue: At the end of the 20 years under the United policy . 22.) Originally called Pacific Mutual Life, in 1997, the company changed its name to Pacific Life Insurance Company (PLIC) and adopted the humpback whale as its logo. The trustee for these trusts is Wesley A. Prange. Gwendalyn Douglass v. Reliant Life Shares LLC et al, Ed Baeza et al v. Reliant Life Shares, LLC et al, Auletto v. United of Omaha Life Insurance Company, HENDERSON v. UNITED OF OMAHA LIFE INSURANCE COMPANY, Kaza v. United of Omaha Life Insurance Company, Hack v. Lincoln National Life Insurance Company, Magliato v. The Lincoln National Life Insurance Company. In late August 2018, Gary Marenzi and Rebecca Prange met with Silverman and Weaver, during which Weaver represented that Marenzi and Prange would not have to pay premiums or interest out-of-pocket and while they might need to post a small amount of collateral, it would be refunded after the loan funded. Contact Shepherd Smith Edwards & Kantas, LLP, NorthStar Financial Services (Bermuda) - Learn More Here, Elder Financial Abuse by Brokers and Investment Advisors. Stipulation and Order - STIPULATION AND ORDER PROPOSED STIPULATED PROTECTIVE ORDER GOVERNING CONFIDENTIAL INFORMATION, Minute Order - MINUTE ORDER (COURT ORDER: NOTICE OF RELATED CASE), Certificate of Mailing for - CERTIFICATE OF MAILING FOR (COURT ORDER: NOTICE OF RELATED CASE) OF 05/03/2022, Notice - NOTICE COURT ORDER RE NOTICE OF RELATED CASE, Declaration - DECLARATION OF M. LILLY ISO MOTION TO COMPEL DISCOVERY, Motion to Compel Discovery (not Further Discovery) - 1 moving party, 1 motion, Notice - NOTICE NOTICE OF WITHDRAWAL OF MISTY A. MURRAY AS COUNSEL OF RECORD, Opposition - OPPOSITION PLAINTIFFS' OPPOSITION TO DEFENDANT UNITED OF OMAHA LIFE INSURANCE COMPANY'S DEMURRER TO COMPLAINT, Reply - REPLY DEFENDANT UNITED OF OMAHA LIFE INSURANCE COMPANY'S REPLY BRIEF ISO ITS DEMURRER, Cases involving other agreements or torts not classified elsewhere, 190, 1190, 2190, 3190, 4190, 4194, 5190, 5196. Agents who market life insurance as a savings vehicle, but fail to make use of blending have always ventured into territory that might one day be illegal, and this lawsuit might be the catalyst for that eventual discussion/reality. You will have to make your claim through FINRA arbitration. . The Court sustains the demurrer filed by United of Omaha Life Insurance Company. Through every step of the litigation he explained what to expect to happen. Now, United Omaha demurs to the complaint, which Plaintiffs oppose. I am shaking my head in utter astonishment your hijacking the Pac Life case into a discussion about blending is so far off the mark it borders on blogging malpractice. The money will go to an estimated 127,000 people who held about 160,000 policies across the country. The lesson learned is that the life business is manned by mindless trolls who are easily brainwashed by the IMO masters. Contrary to Weavers representations, by February 29, 2019, Gary Marenzi and Rebecca Prange had to pay $118,382, of which only $54,500 was refunded, leaving them with an obligation to pay $63,822 on a policy that was supposed to cost nothing. 0 Attorneys are either actively filing these cases or investigating to determine whether lawsuits can be filed. Pacific Life provides annuities, life insurance products, mutual funds, and different kinds of investment products and services. We can help you determine whether you have grounds for a claim for financial recovery and understand which financial firm you should pursue for damages. The lawsuit does not specify a monetary reward Hughes hopes to receive from Pacific, but it asks for a sum that would compensate Hughes for economic and non-economic losses, as well as attorney fees. The firm became a mutual life company owned by its shareholders. The lawsuit seeks class-action status welcoming the possibility that the attorneys working for the plaintiffs can prove that PacLife's behavior in marketing a certain indexed universal life insurance policy violates the law and hurts many people across the United States. This is an interesting lawsuit for several reasons and while I'm not surprised PacLife is at the center of an indexed universal life insurance lawsuit, I'm suspect of the strength of the plaintiffs' argument. at 4:20 PM in Department 39, Stephen I. Goorvitch, Presiding; Court Order, Minute Order ( (Court Order: NOTICE OF RELATED CASE)); Filed by Clerk. Continue with Recommended Cookies, In August of this year, two California residents filed a lawsuit against the Pacific Life Insurance Company alleging:if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[320,50],'theinsuranceproblog_com-medrectangle-3','ezslot_4',144,'0','0'])};__ez_fad_position('div-gpt-ad-theinsuranceproblog_com-medrectangle-3-0');if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[320,50],'theinsuranceproblog_com-medrectangle-3','ezslot_5',144,'0','1'])};__ez_fad_position('div-gpt-ad-theinsuranceproblog_com-medrectangle-3-0_1');.medrectangle-3-multi-144{border:none!important;display:block!important;float:none!important;line-height:0;margin-bottom:7px!important;margin-left:auto!important;margin-right:auto!important;margin-top:7px!important;max-width:100%!important;min-height:50px;padding:0;text-align:center!important}. The 2005 lawsuit 2:23-CV-00341 | 2023-01-27, U.S. District Courts | Labor | Thats criminal! When a policy is surrendered, the policyholder will lose the premiums they paid. al. Here is a list of resources to help you determine whether you have a legal case: SSEK Law Firm works with retail investors, institutional investors, and high-net-worth individual investors. Agent Xu recommended Li buy a PacLife PDX policy designed to accept five $500,000 annual payments. Having your own skilled securities lawyers fighting for your recovery and protecting your legal rights is integral. Pacific Life Insurance Company offers their own IUL policy known as the Pacific Discovery Xelerator (PDX) IUL. Not that I want to discount the plaintiffs' potential suffering, I simply feel that the evidence provided in the complaint falls short of proving wrongdoing. % ATTORNEY NEWSLETTER Pacific Life Insurance Company was the target of a class action lawsuit related to sales of deferred annuities. The old justification for the delusion (some would say fraud) of necessary capital accumulation from the public wore thin decades ago. The first policy was issued to the founder. (Ibid.) At "b(H+4AQ"/[E4wteI-9oJ{uo? Stern. expected to be mailed out. Defendants Counsel shall provide notice and file proof of such with the Court. The NAIC amended AG49 this year to eliminate multipliers from sales illustrations. We recommend this because the brokerage firm you are pursuing for damages will have their own legal team fighting for them. It will also be interesting to see what, if any, future regulation comes about from this lawsuit. Plaintiffs assert a First Cause of Action with five separate counts (for intentional misrepresentation, fraudulent concealment, professional negligence, unfair competition, and intentional infliction of emotional distress) against all defendants except United Omaha. (Id., 13.) The policy in question is very new in relative terms. In 2020, a California woman took legal action by filing a class action lawsuit against Pacific Life Insurance Company. Blending exists as a way to manipulate a policy's design and augment the cash value achievable in the policy. Learn more about the cookies we use. Therefore, the Court grants the ex parte application and advances the hearing on the motion to the same date/time as the case management conference: December 8, 2021, at 8:30 a.m. (Id., 24.) Guided us through a difficult process and was pleased with the outcome. Plaintiffs filed a notice of non-opposition to the motion, which states: Plaintiffs will be actively working on the discovery responses and hopes to have them served by, or very shortly after, the hearing date of this motion. (Plaintiffs Notice of Non-Opposition, p. Over the years, Pacific Life acquired many broker-dealers including Mutual Service Corporation, Associated Securities Corporation, M.L. Based upon the foregoing, the Court grants the motion and orders Plaintiffs to produce verified responses, without objections, within thirty (30) days, to the extent they have not done so already. Required fields are marked *. This case was filed in Orange County Superior Courts, Civil Complex Center located in Orange, California. Some of our partners may process your data as a part of their legitimate business interest without asking for consent. In addition, Silverman sold Gary Marenzi and Rebecca Prange an annuity with Nationwide Life Insurance Company of $213,467. that reports on class action lawsuits, class action settlements, (Id., 10.) Weaver therefore obtained a $20 million on Rebecca Prange from Lincoln without disclosing that PacLife had declined the policy. DocketNotice of Posting of Jury Fees; Filed by Gary Marenzi (Plaintiff); Rebecca Prange (Plaintiff); Gregory Prange (Plaintiff) et al. This surrender charge will reduce the policys available cash value thereby limiting the amount that a policyholder can collect after surrendering their policy. (Id., 83.) How, you ask? This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply. endstream endobj 909 0 obj <>>>/Pages 894 0 R/StructTreeRoot 892 0 R/Type/Catalog>> endobj 910 0 obj <>/ExtGState<>/Font<>/ProcSet[/PDF/Text]/XObject 943 0 R>>/Rotate 0/Type/Page>> endobj 911 0 obj <>stream 6:12-15.) On or about November 11, 1997, Gary Marenzi established the Marenzi Insurance Trust Number One for the purposes of holding title to one or more life insurance policies on his life. Founded in 1868, Pacific Life is an American insurance company with $191B in assets. Recently, a class-action lawsuit was filed against Pacific Life regarding its popular and controversial PDX Index Universal Life (IUL) product. Notice of Case Management Conference; Filed by Clerk. In 2011, Silverman sold Gary Marenzi and Rebecca Prange a single premium policy from Mutual of Omaha, which was owned by the Marenzi Insurance Trust Number Three. We might speculate on future scenarios using math equations, but thats all they are speculations. ? (Ibid. In August of this year, two California residents filed a lawsuit against the Pacific Life Insurance Company alleging: Violation of Unfair Competition Law Business and Professions Code Fraud and Deceit Intentional Misrepresentation Negligent Misrepresentation Breach of Fiduciary Duty Professional Negligence By contrast, the second set of claims stem from allegations that Silverman and United Omaha quoted a price for a life insurance policy but did not disclose the premium depended upon Gary Marenzi and Rebecca Prange having a particular insurance rating. These losses may have been a result of unsuitability, misrepresentations and omissions, overconcentration, and other types of financial advisor negligence. Case Number: *******7878 Hearing Date: December 2, 2021 Dept: 39, Gary Marenzi, et al. They allegedly did not disclose that tax deferral advantages in their annuity products could be considered superfluous in retirement plans. Additionally, Silverman sold Rebecca Prange a $500,000 life insurance policy with Continental Western Insurance Company. (Ibid. Plaintiffs, David J. Nelson and Samuel Cooper, filed the above-captioned case against Defendants, Pacific Life Insurance Company and Pacific Life Distributors, Inc. (collectively, "Pacific Life"), pursuant to the Securities and Exchange Act of 1934 (the "Exchange Act"), codified in pertinent part at 15 U.S.C. (Id., 22.) Contact our consumer fraud attorneys toll-free at (800) 254-9493 or fill out the form for a free and confidential consultation about your potential case. The Judge overseeing this case is CARROLL, HUNTER W. The case status is Pending - Other Pending. In 2009, Silverman sold Gary Marenzi and Rebecca Prange a $2 million second-to-die or survivorship policy with MassMutual, which Wesley Prange as the trustee of the Marenzi Insurance Trust Number Three owned. According to the company, these policies offer protection for your loved ones, tax-deferred growth potential, tax-free supplemental income potential, and other benefits. (Complaint, 9.) Consumers are accusing PacLife of violating consumer, Unfortunately, misleading representations about the costs and risks of a IUL policy can have significant consequences. 1. I wrote Financial Recovery in 1980 and the industry invented Universal Life as an end-run around cost disclosure. This case was filed in Orange County Superior Courts, Civil Complex Center located in Orange, California. Learn More (Id., 81.) My husband and I bought this package in two. Rebecca Prange and Wesley Prange signed her application around the same time period. The trustee is Gregory E. Prange. The complaint does allege specific wrong-doing on the behalf of agent Xu. Pacific Life Insurance Co. of Newport Beach has agreed to pay more than $115 million to settle a class-action lawsuit claiming it cheated customers over 15 years by lying about its policies. It sets expectations. PacLife misleadingly marketed their PDX life insurance policies in a way that concealed the policies' risks while overstating their benefits, according to the plaintiff. GARY MARENZI, ET AL. Plaintiffs allege that [t]he one policy Silverman did not eliminate immediately was the United policy, because it was essentially paid-up for 20 years . Pacific Life Insurance Company may have sold their indexed universal life (IUL) policies under misleading sales representations, which resulted in some consumers surrendering their policies due to unexpected fees. Submitting a contact form, sending a text message, making a phone call, or leaving a voicemail does not create an attorney-client relationship. I set my expectations high, and they delivered above and beyond. Rules of Court, rule 9.40, subd. @ l4_T}VO;+}^jrv]wtuo}IrH'QZSVH KVUJ'4`h1yr[U|em.vLZU%`R 2`c@Gs{&7H DRYt glU1{jEiZ w^8U4P=Txs-&Cb_V The company's 145-year history began in California in 1868. An additional $35 million is set aside for policy-holders with special circumstances, Parry said. The largest life insurance companies include MetLife, Prudential Financial, New York Life, Lincoln Financial, Northwestern Mutual and AIG. ANTHONY ALAIMO, Senior District Judge . These claims relate primarily to premium financing issues and the related representations. Pac Life is not the only guilty party here, it is all of the dishonest IMOs who lure in frankly dumb agents my means of above average commissions for a high borrowing contract. 05/16/2023 at 09:30 AM in Department 39 at 111 North Hill Street, Los Angeles, CA 90012; Jury Trial, 05/05/2023 at 09:30 AM in Department 39 at 111 North Hill Street, Los Angeles, CA 90012; Final Status Conference, 11/17/2022 at 09:00 AM in Department 39 at 111 North Hill Street, Los Angeles, CA 90012; Hearing on Motion to Compel Discovery (not "Further Discovery"), Motion to Compel Discovery (not Further Discovery) - 1 moving party, 1 motion; Filed by Pacific Life Insurance Company (Defendant), Declaration (of M. Lilly iso Motion to Compel Discovery); Filed by Pacific Life Insurance Company (Defendant), Case Management Statement; Filed by Daniel M Silverman (Defendant). As a result, Plaintiffs have suffered damages in the amount of $596,950, the cost of the maintaining the $3 million death benefit to the 20th year of the policy. 63D^fgI V`~;`v%&0LYl 70 || Based upon the foregoing, Counsels motion for admission pro hac vice is granted. PacLifes counsel shall provide notice and file proof of such with the Court. 2017-09-20, U.S. District Courts | Finance | If a lawsuit can be filed, indexed universal life insurance policyholders may be able to recover compensation for any harm they suffered in buying these policies. 3:23-CV-00355 | 2023-02-01, U.S. District Courts | Labor | Silverman also sold Rebecca Prange a $500,000 term life insurance policy with First Colony Life Insurance Company (First Colony), which she owned individually. Plaintiffs allege that the misrepresentations concerning the PacLife and Lincoln policies occurred years later, as early as September 8, 2016, and continued through 2017, and these policies were not issued until in or after August 2018. The motion has been calendared for January 4, 2022, so Counsel seeks to advance that hearing. The dramatic change in policy values was the motivation for filing the lawsuit. Plaintiffs speculate that the insurance companies will argue that because the PacLife and Lincoln policies were replacing the United policy (and others), United should not have to pay damages because they are subsumed in the claim against PacLife and Lincoln, or conversely, PacLife and Lincoln should get a credit for the damages United pays. (Plaintiffs Memorandum of Points & Authorities, p. This varies from other life insurance policies with either fixed or variable interest rates. I'm not necessarily saying that was the circumstance in this specific case, but the complaint brought it up and itcould become a subject for further exploration among insurance regulators. If you have suffered significant investment losses involving a Pacific Life annuity or another kind of product, you must speak with a skilled securities attorney. With an IUL, interest rates can increase significantly much higher than fixed interest rates when the linked market index performs well. Parry has been involved in similar suits against other insurers, including Prudential, New York Life, TransAmerica and Sun Life. Neither Pacific Life nor Ace Seat Belt Covers officials could be reached for comment Friday. 959 0 obj <>stream The plaintiffs are alleging misleading marketing materials and excessive policy charges. United Omaha demurs to all of these claims, arguing that there is improper joinder. Pacific Life & Annuity Company is an affiliate of the investment firm. Gary Marenzi and Gregory Prange signed Gary Marenzis application on October 19, 2018. Consumers who surrendered their policy after relying on misleading representations from PacLife may be able to take action for their financial damages. Summons (on Complaint); Filed by Gary Marenzi (Plaintiff); Rebecca Prange (Plaintiff); Gregory Prange (Plaintiff) et al. By contrast, the complaint details all of the additional charges Plaintiffs were forced to pay as a result of Weavers alleged misrepresentations, as well as their severe emotional distress. (Id., 31-41.). Indeed, Plaintiffs seek $596,950 in damages to pay the policy to the 20th year of the contract. That said, I do have some additional thoughts on what the plaintiffs' legal team might have in their possession that could be bad news for PacLife, and potentially bad news for the insurance industry as a whole.if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,250],'theinsuranceproblog_com-medrectangle-4','ezslot_2',158,'0','0'])};__ez_fad_position('div-gpt-ad-theinsuranceproblog_com-medrectangle-4-0'); At the core of this lawsuit are PacLife's PDX Indexed Universal Life Insurance policy and its extremely obtuse multiplier bonus. According to the agreement, Pacific will pay $49.4 million to add to the value of existing policies, and offer another $32 million worth of insurance to members whose policies have expired. So PacLife could theoretically explain away its underperformance as variability in the market. This argument makes no sense. This lawsuit was filed on behalf of Californians who purchased Pacific Discovery Xelerator IUL life insurance policies. ), It is black letter law that a demurrer tests the legal sufficiency of the allegations in a complaint. (Lewis v. Safeway, Inc. (2015) 235 Cal.App.4th 385, 388.) We use cookies to improve functionality and performance, enhance user experience, and provide tailored content. If you make a purchase using If you would like to change your settings or withdraw consent at any time, the link to do so is in our privacy policy accessible from our home page.. Plaintiffs counsel constitutes an abuse of the discovery process, warranting sanctions. ), Finally, the Court cannot conclude that there is any overlap in the damages between the two sets of claims, as the allegations make clear that each set of damages stem from different transactions. The case status is Not Classified By Court. (Ibid.) For information on deleting the cookies, please consult your browsers help function. Before commenting, please review our . Now what. 2:8-15.) Please review our Affiliate Link Disclosure for more information. We and our partners use data for Personalised ads and content, ad and content measurement, audience insights and product development. To request your free, no-obligation case assessment, call (800) 259-9010 or contact SSEK Law Firm online. document.getElementById("ak_js_1").setAttribute("value",(new Date()).getTime()); https://traffic.libsyn.com/secure/insuranceproblogpodcast/An_Ugly_Indexed_Universal_Life_Insurance_Lawsuit.mp3, Violation of Unfair Competition Law Business and Professions Code. The list is updated frequently, so check . That is because these were already considered tax-deferred savings vehicles. Rules of Court, rule 9.40, subds. Other than the initial investment, which would be returned, Weaver said that Gary Marenzi and Rebecca Prange would have $40 million of free life insurance. There is no denying the notion that PacLife has one of the most complex indexed universal life insurance products on the market. On October 26, 2020, Wintrust sent another bill for $210,424.58 for interest due, of which $103,775.57 was due by November 19, 2020, and sought additional collateral of $52,150. This order is without prejudice to Plaintiffs filing a notice of related case and/or seeking reconsideration of this ruling if any defendant asserts a viable claim for offset. 78aa, 78j(b), 78t, and 78cc(b), and Rule . You might not like it, and thats completely fine. Plaintiffs allege that Silverman and United Omahas misrepresentations and/or omissions occurred on or about March 30, 2011. Plaintiffs argue that there is some potential overlap in damages. The same should be done in IUL. What if an auto insurance company padded its premiums to fund a savings account and then, at auto accident time, used the policy-holders savings to pay its claims? Counsel is associated with Defendants counsel, who is licensed to practice in California. The policy claimed to use a 6% which in reality was 24% by dint of a 4x multiplier. to Revenue Procedure 93-34, 1993-2 C.B. Circuit Judge Douglas Stephens in Covington approved the settlement--estimated to have a total value of close to $140 million when administrative fees and other costs are included--in a written order Thursday. These costs may come in the form of surrender penalties deducted from the policys actual cash value. A class action lawsuit filed in California against Pacific Life Insurance Company (PacLife) challenges its sales and marketing representations. The plaintiffs allege that PacLife designed and marketed this product specifically to skirt the spirit of Actuarial Guideline 49 (AG49). Pacific Life Insurance Co. of Newport Beach has agreed to pay more than $115 million to settle a class-action lawsuit claiming it cheated customers over 15 years by lying about its policies. Then, Plaintiffs discovered that, in fact, the United Omaha policy was not paid-up for 20 years, requiring them to pay $596,960 to maintain this policy for the full 20 years, per their original plan. Were looking at the situation and noting the various implications of this lawsuit. This is the first I'm aware of blending showing up in an official legal complaint against a life insurer, and it introduces something I have long wondered about the life insurance industry and the marketplace for cash value-focused life insurance sales. It was filed by a law firm out of Phoenix with a long track record of class action suits in life insurance. The Court sustains the demurrer without leave to amend. (Ibid.) 6?7$c+i)J"@hXR\1. Union Pacific faces wave of lawsuits. ANTHONY ALAIMO, Senior District Judge . Chicago, DallasFort Worth, Denver, Detroit, Houston, Los Angeles, Miami, New York City, Philadelphia, Phoenix, San Bernardino-Riverside, San Diego, San Francisco, Seattle, St. Louis, TampaSt. Certain plaintiffs (Marenzi, Rebecca Prange, and Wesley Prange) assert a Second Cause of Action with four separate counts (for negligence misrepresentation, breach of contract, professional negligence, and declaratory relief) against United Omaha and Daniel Silverman. 2:23-CV-00474 | 2023-01-20, U.S. District Courts | Labor | (Id., 104. At the time of his misrepresentations, Weaver did not disclose that he had been named in lawsuits for over a decade relating to fraudulent practices in the sale of life insurance. Not blending in an IUL is more devastating than in whole life. (Id., 11.) Indeed, it has been almost one year since these discovery requests were served, and this motion should not have been necessary. How can I get in touch with you to join the law suit? The issues in the suit go to the core of abusive IUL . Nevertheless, the time period is different for each set of claims. Absent that rating, United Omaha would charge a greater premium. It became only worth $248,000 upon death. Heres how to claim your share, Newsom, IRS give Californians until October to file tax returns, Column: Hate Fox News? In fact, the policies required that both Gary Marenzi and Rebecca Prange to have received an underwriting rate class of standard non-smoker or better. In 1994 it became a publicly-traded company that managed fixed-income securities. The insurer was also accused of targeting rollover IRAs even when annuities were not suitable for them. Code of Civil Procedure section 379 permits joinder of defendants if there is: (1) Any right to relief jointly, severally, or in the alternative, in respect of or arising out of the same transaction, occurrence, or series of transactions, and (2) [I]f any question of law or fact common to all of these persons will arise in the action. (Code Civ. SSEK Law Firm believes that filing your own individual FINRA arbitration claim, rather than joining a class action, increases your chances for maximum recovery. by Defendant Pacific Life Insurance Company ("PacLife") to sell its "Pacific Discovery Xelerator IUL" ("PDX") indexed universal life insurance policies to California residents. Defendants are listed as Tiffany Xu, Sky Vision Insurance Agency and Pacific Life Insurance. DocketCivil Case Cover Sheet; Filed by Gary Marenzi (Plaintiff); Rebecca Prange (Plaintiff); Gregory Prange (Plaintiff) et al. These and other securities firm subsidiaries ran under Pacific Select Group until March 2007 when LPL Financial Services (LPLA) acquired Mutual Service Corporation, Associated Financial Group, and Waterstone Financial Group.

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